Sample report. An illustrative full report with synthetic data to show you what a MotorVerus check includes. No real vehicle is represented.
Full vehicle report
£6,400 outstanding finance
Personal contract purchase (PCP) with Black Horse Finance, registered January 2024.
Insurance write-off — Cat N (2021)
Non-structural damage recorded March 2021. Vehicle repaired and re-registered.
Three keepers in five years
One ownership period was unusually short (5 months), coinciding with the write-off.
“This Golf carries two flags worth probing: a £6,400 PCP balance and a Cat N repair from 2021. Mileage tracks cleanly and servicing is regular, but the five-month keeper gap around the write-off is worth questioning. Ask the seller to settle the finance before exchanging, and inspect the rear quarter closely for repair evidence.”
Make
Volkswagen
Model
Golf 1.5 TSI Match
Year
2019
First registered
1 March 2019
Body
Hatchback, 5-door
Colour
Atlantic Blue
Fuel
Petrol
Engine
1,498 cc, 130 PS
Transmission
Manual, 6-speed
CO₂
117 g/km
Euro status
Euro 6
Type approval
M1
Weight
1,355 kg
V5C issued
15 January 2024
Country of origin
Germany
MOT status
Valid until 28 January 2027
MOT test number
7941 2883 0042
Last MOT result
Pass
Last MOT date
29 January 2026
Last recorded mileage
78,142 miles
Tax status
Taxed
Tax due date
1 October 2026
Tax band
Band G (£180/yr)
10,000 miles / year
£1,177
estimated fuel cost
12,000 miles / year
£1,412
estimated fuel cost
Emissions band
CO₂ emissions in g/km. Bands based on UK Vehicle Excise Duty rates.
Not marked for export.
Not recorded as scrapped.
Plate changed from BD19 KMW to LB05 NPK (20 Jan 2021)
No outstanding recalls on record.
Finance agreement found — £6,400 outstanding
A personal contract purchase (PCP) agreement is registered against this vehicle with Black Horse Finance Ltd. Agreement start date: January 2024.
Purchasing a vehicle with outstanding finance is risky. The finance company retains legal ownership until the agreement is settled in full. If the seller does not clear the balance, the finance provider could repossess the vehicle from you. Always ask the seller for a settlement letter before completing the transaction.
Category N write-off recorded
Non-structural damage recorded by insurer on 14 March 2021.
Category N means the vehicle sustained non-structural damage that an insurer deemed uneconomical to repair at the time. This typically covers cosmetic panels, bumpers, lights, or electrical components. The vehicle has since been professionally repaired and re-registered for road use. A Cat N marker is permanent and will appear on future checks, which can affect resale value and insurance premiums.
Mar 2019 — Nov 2020(1 yr 8 mo)
First keeper from new
Nov 2020 — Apr 2021(5 mo)
Short ownership
Apr 2021 — Jan 2024(2 yr 9 mo)
Longest keeper
Jan 2024 — Present(1 yr 4 mo)
Current keeper
Estimated private sale
£9,840
Trade-in
£7,600
Private
£9,840
Retail
£11,200
Jan 2026
75,800 mi
Pass (advisory: front discs worn)
Sep 2025
71,200 mi
Full service inc. timing belt
Jan 2025
64,400 mi
Pass (no advisories)
Mar 2024
58,100 mi
Interim service, oil & filter
Jan 2024
55,900 mi
Pass (advisory: rear pads wearing)
Jun 2023
48,200 mi
Major service, brake fluid change
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